Whenever the state of economic outlook is bad, generally more people including those with health insurance may struggle to pay for health care, ”But before you start cutting back on medical services to save money, consider the impact on your health” .says Dr fendrick,(M.D) professor of internal medicine at the University of Michigan medical school and professor of health management and policy at the University of Michigan school of public health.
In this article,we discuss the lifestyle habits and medical services that pay you back with greater well-being during harsh financial period, how to get the care you need without breaking the bank.
🔹 Avoid some common coping bad habits.
When facing financial challenges some turn to smoking, excessive drinking and abusing drugs,but those habits are highly expensive and result in poorer health.
Some warning slogan has on it that smokers are liable to die Young, smoking harms nearly every organ of the body and is responsible for for many untimely deaths and some number of sicknesses and diseases such as cancers,lung diseases and heart problems.
Similarly heavy drinking can lead to Liver disease, heart Disease,cancer and pancreatitis, likewise using illegal drugs or abusing medications is potentially harmful and may lead to life-threatening conditions.
🔹 Some low-cost effective ways to protect your health.
A person with health challenges needs to visit the doctor regularly than a healthy person,a well person is fit enough to go to work and earn a living,now more than ever,you should stick to the rules of health healthy game (HHG),meaning the foundation of a healthy lifestyle.
🔸 Eating a nutritious diet of fruits and vegetables, whole grains, legumes,fish, poultry and lean meats.
🔸 Getting a full night rest,for most adults that is 7-9 hours of night rest.
🔸 Getting at least 30 minutes of daily exercise for optimal body Functioning.
🔹Ways to minimize stress in a financial difficult situation.
During tough economic time, people have more stressors and less cash at hand to devote to leisure time activities.But it is especially important now to keep relaxation and having fun on your top most calendar.
Research shows that people who make time for leisure are most likely to reduce stress and enjoy long time health benefits.
Here are some opportunities to reduce stress and improve health at lowest possible cost.
🔸 Riding a bicycle instead of driving.
🔸 Taking a walk.
🔸 Visiting a local farm market for fresh produce.
🔸 Taking on sport and engaging in the activities you love most.
🔸 Engaging in relaxation techniques such as :
4.progressive muscle relaxation.
Research shows that those relaxation techniques have positive effect on your mood,lower your blood pressure and help relieve insomnia (sleep disorder).
🔸 keep your emotion healthy.
Don’t get caught up in a doom and gloom mindset, take stock of your particular situation and what causes your stress, when you can do something about the particular situation,it will be better to take action fast.
🔸 Reaching out to friends and family.
Research shows that receiving support from others is effective in managing stress,if you continue to feel overwhelmed then consider seeking professional help.
🔹 Getting timely preventive care is important.
Having a good health is the most important asset, before you decide on your own to forgo a scheduled or recommended screening, immunization or health examination talk it over with your doctor.
Explain your budget constraints and ask your doctor what medical services should take top priority in protecting your health.your doctor may suggest for example that you continue to have an important heart and cancer screenings, blood pressure readings, cholesterol testing, mammograms,pap smears, prostate exams and colonoscopy, when the screening or exam can wait, your doctor will also let you know.
If you have a chronic health condition such as high blood pressure, diabetes, asthma, emphysema, osteoporosis or mental health issues,it pays to have routine visit to avoid worsening your condition.
A well informed health consumer can get health care service at the best price, start by carefully reviewing the benefits section of your health insurance policy, you can often save money choosing in-network services instead of out-of-network care.for elective services not covered by insurance you can sometimes negotiate for better pricing in advance with your doctor’s office or the hospital billing department.
Till we meet again in the next article,see you on top.